|
CREDIT/LOANS CLASSIFIED BY BORROWERS* (Million Rupees)
|
||||
|---|---|---|---|---|
|
Description
|
June-15
|
Jan-16
|
June-16
|
Jan-17P
|
|
1. Credit to Government Sector (A+B)
|
7,265,070
|
7,449,482
|
8,109,581
|
8,439,279
|
|
A. SBP Credit to Government Sector (Net)
|
1,987,950
|
1,556,724
|
1,454,273
|
2,369,851
|
|
Investment in Govt. Securities
|
2,324,419
|
2,247,504
|
2,071,967
|
2,893,169
|
|
Loans to Government
|
8,035
|
2,740
|
2,740
|
2,740
|
|
Others
|
8,072
|
8,581
|
8,681
|
8,681
|
|
Less: Govt. Deposits
|
352,576
|
702,102
|
629,116
|
534,740
|
|
B. Scheduled Banks Credit to Government Sector (Net)
|
5,277,120
|
5,892,759
|
6,655,308
|
6,069,428
|
|
Investment in Govt. Securities
|
5,681,232
|
6,435,427
|
7,240,110
|
6,864,624
|
|
Loans to Government
|
581,328
|
513,710
|
650,448
|
555,628
|
|
Less: Govt. Deposits
|
985,440
|
1,056,377
|
1,235,250
|
1,350,824
|
|
2. Credit to Non Government Sector (A+B)
|
4,409,977
|
4,650,436
|
4,953,550
|
5,378,461
|
|
A. SBP Credit to Non Govt. Sector
|
29,826
|
33,214
|
32,603
|
33,029
|
|
B. Scheduled Banks Credit to Non Govt.Sector (I+II+III)
|
4,380,151
|
4,617,222
|
4,920,948
|
5,345,432
|
|
I. Credit to PSEs
|
611,812
|
653,070
|
749,837
|
837,134
|
|
II. Credit to NBFIs
|
117,274
|
114,186
|
129,258
|
139,155
|
|
III. Credit to Private Sector (A+B)*
|
3,651,065
|
3,849,966
|
4,041,852
|
4,369,143
|
|
A. Investment in Securities & Shares of Private Sector
|
223,380
|
232,091
|
248,621
|
278,384
|
|
B. Loans to Private Sector (1-4)
|
3,427,685
|
3,617,875
|
3,793,231
|
4,090,759
|
|
1. Loans to Private Sector Business
|
3,015,462
|
3,206,072
|
3,347,831
|
3,607,631
|
|
Agriculture, hunting and forestry
|
285,402
|
298,737
|
293,136
|
294,348
|
|
Fishing, fish farming
|
922
|
1,031
|
823
|
850
|
|
Mining and Quarrying
|
20,835
|
20,212
|
26,534
|
33,594
|
|
Manufacturing
|
1,704,406
|
1,832,431
|
1,915,286
|
2,082,485
|
|
Food products and beverages
|
429,714
|
448,566
|
476,381
|
517,415
|
|
Tobacco products
|
1,924
|
4,738
|
3,380
|
5,700
|
|
Textiles
|
549,687
|
627,038
|
612,342
|
703,399
|
|
– Spinning, weaving, finishing of textiles
|
424,321
|
479,339
|
468,416
|
546,780
|
|
a. Spinning of fibres
|
228,749
|
260,008
|
259,114
|
310,458
|
|
b. Weaving of textiles
|
100,064
|
107,525
|
110,584
|
123,466
|
|
c. Finishing of textiles
|
95,508
|
111,806
|
98,719
|
112,856
|
|
– Made-up textile articles
|
60,747
|
67,510
|
65,298
|
68,011
|
|
– Knit wear
|
29,116
|
29,474
|
27,238
|
29,149
|
|
– Carpets and rugs
|
3,695
|
3,546
|
3,194
|
3,506
|
|
– Other textiles n.e.c.
|
31,808
|
47,169
|
48,197
|
55,953
|
|
Wearing apparel, readymade garments
|
53,667
|
58,206
|
59,330
|
70,531
|
|
Tanning and dressing of leather; manufacture of luggage and footwear
|
27,512
|
25,387
|
23,687
|
23,465
|
|
Wood and of products of wood and cork,
|
2,510
|
2,453
|
2,157
|
2,272
|
|
Paper, paperboard and products
|
36,591
|
34,731
|
41,137
|
37,712
|
|
Printing, publishing and allied industries
|
6,444
|
6,881
|
7,624
|
7,435
|
|
Coke, refined petroleum products
|
56,677
|
65,734
|
65,775
|
76,488
|
|
Chemicals and chemical products
|
209,714
|
230,042
|
270,388
|
266,266
|
|
Rubber and plastics products
|
27,879
|
29,041
|
31,410
|
28,662
|
|
Other non-metallic mineral products
|
73,420
|
70,148
|
69,245
|
78,657
|
|
Basic metals
|
83,555
|
79,403
|
87,264
|
87,563
|
|
Fabricated metal products
|
10,816
|
11,620
|
19,619
|
14,284
|
|
Machinery and equipment
|
23,306
|
23,743
|
22,667
|
27,658
|
|
Office, accounting and computing machinery
|
966
|
1,043
|
968
|
305
|
|
Electrical machinery and apparatus
|
47,810
|
49,164
|
52,877
|
59,495
|
|
Radio, television and communication equipment and apparatus
|
3,320
|
4,411
|
6,056
|
5,306
|
|
Medical, precision and optical instruments, watches and clocks
|
5,906
|
5,883
|
6,717
|
5,949
|
|
Motor vehicles, trailers and semi-trailers
|
19,349
|
20,960
|
20,163
|
23,978
|
|
Other transport equipment
|
3,459
|
4,591
|
4,907
|
8,392
|
|
Furniture and fixture
|
1,654
|
1,632
|
2,283
|
2,310
|
|
Jewellery and related articles
|
605
|
502
|
728
|
689
|
|
Sports goods
|
4,670
|
4,326
|
4,375
|
4,660
|
|
Handicrafts
|
98
|
65
|
80
|
70
|
|
Other manufacturing n.e.c.
|
23,153
|
22,123
|
23,727
|
23,821
|
|
Ship breaking and waste / scrape (junk) etc.
|
25,920
|
19,607
|
25,890
|
27,439
|
|
Electricity, gas and water supply
|
267,205
|
321,127
|
312,794
|
353,519
|
|
Construction
|
65,965
|
86,637
|
97,550
|
108,260
|
|
Building
|
42,000
|
48,459
|
47,303
|
46,472
|
|
Infrastructure
|
23,965
|
38,178
|
50,247
|
61,788
|
|
Commerce and Trade
|
236,984
|
252,826
|
266,256
|
285,938
|
|
Sale, maintenance and repair of motor vehicles and motorcycles
|
13,075
|
12,274
|
13,378
|
13,604
|
|
Wholesale and commission trade
|
121,236
|
124,832
|
137,311
|
137,565
|
|
a. Exports
|
28,708
|
26,153
|
32,263
|
24,776
|
|
b. Imports
|
23,724
|
30,292
|
25,782
|
28,539
|
|
c. Domestic whole sales
|
68,805
|
68,386
|
79,266
|
84,250
|
|
Retail trade
|
102,674
|
115,720
|
115,567
|
134,769
|
|
Hotels, restaurants and clubs etc
|
21,256
|
25,503
|
27,962
|
33,801
|
|
Transport, storage and communications
|
146,555
|
156,615
|
182,154
|
175,654
|
|
Real estate, renting and business activities
|
97,699
|
107,854
|
114,125
|
122,867
|
|
Education
|
9,534
|
10,681
|
17,696
|
10,523
|
|
Health and social work
|
4,700
|
4,208
|
5,065
|
4,772
|
|
Other community, social and personal service activities
|
18,553
|
17,828
|
26,678
|
30,089
|
|
Other private business n.e.c
|
109,526
|
50,775
|
35,884
|
43,492
|
|
2. Trust Funds & NPOs
|
13,958
|
11,081
|
14,208
|
13,835
|
|
3. Personal
|
383,106
|
390,210
|
422,963
|
465,129
|
|
Bank Employees
|
99,352
|
97,835
|
108,891
|
108,369
|
|
Consumer Financing
|
275,309
|
285,045
|
308,494
|
352,181
|
|
For house building
|
40,207
|
44,117
|
48,153
|
53,850
|
|
For transport i.e. purchase of car etc
|
85,123
|
97,721
|
111,960
|
129,965
|
|
Credit cards
|
23,857
|
24,913
|
25,566
|
29,000
|
|
Consumers durable
|
372
|
754
|
764
|
1,992
|
|
Personal loans
|
125,750
|
117,540
|
122,050
|
137,374
|
|
Other
|
8,445
|
7,330
|
5,577
|
4,579
|
|
4. Other
|
15,159
|
10,511
|
8,229
|
4,164
|
|
Total Credit (1+2)
|
11,675,047
|
12,099,918
|
13,063,131
|
13,817,739
|
|
*(Outstanding position at the end of month)
|
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Banking industry – A PAGE Review (Facts & Figures)
