Kibor rate is the average interest rate at which term deposits are offered between prime banks in the Pakistani wholesale money market or interbank market. KIBOR as a benchmark, to encourage transparency  and improve management of the market risk undertaken by banks.
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| KIBOR RATES IN PAKISTAN | ||
|---|---|---|
| TENOR | BID | OFFER |
| 1 – Week | 9.84 | 10.34 |
| 2 – Week | 9.86 | 10.36 |
| 1 – Month | 9.92 | 10.42 |
| 3 – Month | 10.21 | 10.46 |
| 6 – Month | 10.32 | 10.57 |
| 9 – Month | 10.40 | 10.90 |
| 1 – Year | 10.53 | 11.03 |
| 2 – Year | 11.03 | 11.53 |
| 3- Year | 11.51 | 12.01 |