Kibor rate is the average interest rate at which term deposits are offered between prime banks in the Pakistani wholesale money market or interbank market. KIBOR as a benchmark, to encourage transparency  and improve management of the market risk undertaken by banks.
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| KIBOR RATES IN PAKISTAN | ||
|---|---|---|
| TENOR | BID | OFFER |
| 1 – Week | 10.01 | 10.51 |
| 2 – Week | 10.02 | 10.52 |
| 1 – Month | 10.07 | 10.57 |
| 3 – Month | 10.29 | 10.54 |
| 6 – Month | 10.47 | 10.72 |
| 9 – Month | 10.56 | 11.06 |
| 1 – Year | 10.75 | 11.25 |
| 2 – Year | 11.16 | 11.66 |
| 3- Year | 11.63 | 12.13 |