Pakistan & Gulf Economist

Microfinance and CSR (Facts & Figures)

Microfinance Industry In Pakistan (Rs billions)
Indicators FY21 FY22* Annual Growth
Number of Branches 3,782 3,823 1.1%
No. of Borrowers 8,031,941 8,122,085 1.1%
Gross loan portfolio 355.7 392.6 10.4%
Average Loan Balance (in Rs) 44,286 48,335 9.1%
*up to December 2021
Source: PMN MicroWatch , various issues

Pakistan: National Poverty Line And Headcount
Year Poverty Line National Urban Rural
2005-06 1277.74 50.4 36.6 57.4
2007-08 1543.51 44.1 32.7 49.7
2010-11 2333.35 36.8 26.2 42.1
2011-12 2600.15 36.3 22.8 43.1
2013-14 3030.32 29.5 18.2 35.6
2015-16 3250.28 24.3 12.5 30.7
2018-19 3757.85 21.9 11.0 28.2
Source: Ministry of Planning, Development & Special Initiatives


Pakistan: SMEDA Over The Counter (OTC) Services
Sr. No. Initiatives July-March FY2022
1. SME Facilitation 4,314
2. Pre-feasibility Studies Development (New & Updated) 68
3. Investment Facilitation (RS million) 579.5
4. Business Plans 15
5. Training Programs 203
6. Theme Specific Helpdesks 74
7. Cluster / District Profiles (New and Updated), Diagnostic / Value Chain Studies 16
8. SMEDA Web Portal (Download Statistics) 366,995
9. SME Observer 1 Issue
10. SMEDA Newsletter 3 Issues
Source: SMEDA


Labour Force And Employment In Pakistan (million)
Details 2017-18 2018-19 2020-21
Labour Force 65.5 68.75 71.76
Employed Labour Force 61.71 64.03 67.25
Unemployed 3.79 4.71 4.51
Unemployment rate (%) 5.8 6.9 6.3
Source: – Pakistan Bureau of Statistics
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