Kibor rate is the average interest rate at which term deposits are offered between prime banks in the Pakistani wholesale money market or interbank market. KIBOR as a benchmark, to encourage transparency  and improve management of the market risk undertaken by banks.
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| KIBOR RATES IN PAKISTAN | ||
|---|---|---|
| TENOR | BID | OFFER |
| 1 – Week | 10.54 | 11.04 |
| 2 – Week | 10.56 | 11.06 |
| 1 – Month | 10.60 | 11.10 |
| 3 – Month | 10.84 | 11.09 |
| 6 – Month | 10.99 | 11.24 |
| 9 – Month | 11.07 | 11.57 |
| 1 – Year | 11.15 | 11.65 |
| 2 – Year | 11.82 | 12.32 |
| 3- Year | 11.92 | 12.48 |